Do you want to find out how much is colonoscopy without insurance? Colonoscopies typically cost around $2750 on average with no insurance coverage. The cost can also be hugely affected by several factors. Colonoscopy procedures can be covered by health insurance. This significantly reduces the amount you have to pay. Sometimes you don’t even have … Read more
What limits the amount that a policy owner may borrow from a whole life insurance policy? Although it’s not advisable to borrow against your life insurance value if needed, you can borrow an amount you need because people would take out a loan from their coverage in an emergency. The insurance company can’t refuse your … Read more
Who pays for title insurance in Florida? Unlike the usual, it is the buyer who’s actually paying and choosing the title company. The thing is that Florida can be a little tricky when deciding whether or not you need title insurance when buying a commercial or any land property. Once you acquire that you will … Read more
Are you curious how much do insurance underwriters make? Well, that would vary per state, but in the United States, on average, they make 61,500 dollars each year. That is 5,125 dollars per month and approximately 7.12 dollars per hour. Quite huge, isn’t it? Maybe you are looking for a job that is related to … Read more
Do you want to know who has the authority to make changes to an insurance contract? Insurance companies are authorized to modify the insurance contract. The insurance companies make tangible changes on the document of contract that is to be signed again by the insurer and the insured parties. However, the modification of the insurance … Read more
What does liquidity refer to in life insurance policy? Liquidity is referred to how easily you can claim your life insurance with cash values. So if you are wondering what these terms refer to, you’ve come to the right page. You may have experienced someone knocking at your door, and when you opened it, you’ll … Read more
A lot of people have been asking what is download insurance which is why we have come up with this post to provide relevant information regarding this. As we all know, technology has greatly changed the way we do things. This includes buying films, books, or music wherein you no longer have to get their … Read more
It’s good that you ask what is modified life insurance. Well, this is a standard life insurance policy in which premiums are adjusted so that the first three up to five years, the premium payments would be lower. Then, the premiums will be higher in the subsequent years. In essence, this provides an alternative structure … Read more
If you are here to know what is insurance defense, then we got you covered. When you say an insurance defense, it refers to defending individuals and businesses involved in a lawsuit and have an insurance policy that can cover their potential liability. Commonly, automobile accidents are involved in insurance defense. It is mandated in … Read more
Each policyholder needs to know how long does an insurance company have to pay a claim. The quickest would be within 30 days, but it will still depend on some factors. At times, it can be frustrating to wait for the insurer to send you the check. This is especially true if you are desperate … Read more
Do you know why does insurance often provides peace of mind? There are so many reasons why but one of these is prominent, and that is because insurance protects anybody from the inevitable risks and dangers that may happen in this life. The fact that all of us are set on daily tasks where risks … Read more
Do you want to know how to get insurance for varicose vein removal? To get insurance coverage for varicose vein removal, the reason for the treatment should be for medical purposes. If treatment is done for cosmetic reasons because you don’t like how it looks, insurance plans will not provide coverage. Your condition should exhibit … Read more
It’s good that you ask: who is the guarantor for insurance? When applying for insurance, a guarantor is needed. This person agreed to make the payments if the policyholder cannot pay for the premium. It is the guarantor’s responsibility to pay in case of a default. Insurance companies adopted such a method, especially for students … Read more
The quick answer to the question: who elects the governing body of a mutual insurance company is the policyholders. That is because they are the ones owning the mutual insurance company. They may receive surplus through dividends or they may opt to retain it in exchange for future premium reductions. Regardless, just a short description … Read more
The question is: who is the custodian of an insurance policy? Remember that it is a huge responsibility to select a custodian. Understanding the role of a custodian in an insurance policy is very important especially when you have young children. That is because it relates to the death benefits that you want your dependent … Read more
Do you want to find out how does underwriting differ between group life and individual life insurance? Unlike individual life insurance underwriting, group life individual life insurance is so simpler. It does not require the underwriter to go through the individual’s specific information within the insured group. Life insurance is something a person must have, … Read more
What is one aspect in which managed care differs from conventional insurance? Well, it is the assumption of risks that would be taken in having to purchase an insurance plan. I know that some of you might be wondering what type of insurance to get for yourself, your family, or your loved ones. Although in … Read more
Do you want to know how to get homeowners insurance to pay for new siding? All you have to do is file a claim to your homeowner’s insurance provider and state the details of the damage. Then, if the reason you need to get new siding is considered valid, the costs for a new siding … Read more
Scrolling down the internet and asked yourself, “What insurance companies dont want you to know?” well, do not go anywhere. This article will be uncovering the dirty tactics that insurance companies do to you. There are ten things that you should be knowledgeable about: not wanting to have a lawyer, money is their friend, using the case … Read more
Why choose an independent insurance agent? If you are curious, then this article will be perfect for you. Insurance companies will be offering your choices with their agents. Having an independent insurance agent is a best choice. They give you freedom, licensed financial agents, investment advisors, your friend, one call away, can make things easier, … Read more